Latest News & Educational Resources

How to Use Your Tax-Free Cash in Retirement

One of the most common questions we’re asked is: Should I take my 25% tax-free cash from my pension—and what should I do with it?

How to Protect Your Wealth for Future Generations: Inheritance Tax & Estate Planning Explained

As retirement approaches, many people shift their focus from simply building wealth to protecting and passing it on.

How to Prepare for Retirement - Financial & Emotional Readiness Explained

Before diving into the lifestyle side of retirement, it’s essential to ensure your financial foundations are solid.

Understand Your Defined Benefit Pension

Defined Benefit pensions promise a guaranteed income for life, based on how long you’ve worked and how much you earned.

How to Draw Income from Your Pension Efficiently

Drawing pension income is one of the most important financial decisions you’ll ever make — and getting it wrong can mean unnecessary tax bills.
Client Stories
24 Mar 2025

Five Years On: Financial Resilience in Uncertain Times

At the height of the pandemic, our priority was clear: to provide unwavering support, expert guidance, and reassurance to our clients.
News
11 Mar 2025

Market Update: Navigating Uncertainty & Long-Term Growth

As we step into March, global markets are experiencing heightened volatility, largely driven by geopolitical tensions and economic policy shifts.
News
20 Feb 2025

February 2025 Market Update: Key Insights & Optimistic Outlook

As we step into 2025, the financial landscape continues to evolve with new economic developments shaping market movements. In our latest Wealth of Adv
Client Stories
03 Dec 2024

Celebrating Retirement and Giving Back: Our 2025 Charity Calendar

From holidays abroad to hobbies like golf and scenic walks, the calendar captures the joys of life after work, while helping St Cuthbert's Hospice.

Reducing Inheritance Tax Liability for Farmers: What You Need to Know

Recent changes to inheritance tax (IHT) rules proposed in the October budget have sparked widespread concern among farmers across the UK.
News
18 Sep 2024

The Benefits of Choosing a “Small Advice Firm”: Why Our Nomination for Small Advice Firm of the Year Matters

We are thrilled to share that Wealth of Advice has been nominated for Small Advice Firm of the Year 2024, but why should this matter to you?

Retirement Planning Explained: Your Future, Your Way

Retirement planning might seem daunting, but it’s quite simple at its core: it's all about preparing for the lifestyle you want.

Preparing for retirement: a financial planner’s guide

Our latest guide covers everything you need to know to prepare for retirement, breaking down the process into 7 easy steps.

How to Track Down and Reclaim Your Lost Pensions

In the UK, there are billions of pounds sitting in unclaimed pensions, waiting for their rightful owners to come forward.

The Pros and Cons of Pension Consolidation: Is It Right for You?

The advantages and disadvantages of pension consolidation, along with essential factors to consider before making a decision.
Client Stories
16 Feb 2024

Travelling The World After Early Retirement

Graham and Janet came to see us in 2021, after deciding they wanted to review their options - now they're enjoying early retirement.

Annuities Explained: Guaranteed Income For Life

An annuity offers a guaranteed income for the rest of your life in retirement, regardless of how long you live or how the stock market performs.

Pension Consolidation: 4 Common Questions Answered

Consolidating your pensions can offer benefits such as reduced administration, potential cost savings, and improved investment performance alignment.
Client Stories
07 Mar 2023

Real Retirement: What our clients are up to

This week a couple of our clients have shared photos of themselves enjoying retirement.

What to Expect in Retirement.

After a lifetime of working and saving, it's important to have a clear plan in place for how to make the most of your golden years.

What is Protection Planning?

Protection planning is an important aspect of financial planning that helps to ensure that you and your loved ones are protected.

Life Insurance or Critical Illness Cover?

Life Insurance and Critical Illness Cover are two popular forms of protection planning that help to provide financial security.

Do I need Income Protection?

Income protection is a type of insurance that provides financial support if you are unable to work due to an illness or injury.

What Can I Invest In?

One of the first steps in investing is to understand the different asset classes that are available to you.

What is ESG Investing?

ESG investing considers environmental, social, and governance factors when making investment decisions.

The Importance of Setting Up a Will

A will is a legal document that specifies how you would like your assets to be distributed after you pass away.

What is Estate Planning?

Estate planning is an important aspect of financial planning - there are a variety of tools and strategies available to help manage your assets.

Setting Up A Trust

A trust is a legal arrangement where a trustee holds and manages assets on behalf of one or more beneficiaries.

What is Inheritance Tax?

Inheritance tax is a tax levied on the transfer of property or wealth from one person to another upon death.

How Does Inflation Work?

Inflation is an economic phenomenon that affects the purchasing power of money.

Are you emotionally ready to retire?

Retirement is both financial and psychological and it is important to consider both aspects as you approach retirement.

What is the MPAA?

There’s a lot of technical jargon in financial services and this can be confusing for people who want to understand their retirement options.

How does the State Pension work?

The State pension is a political hot potato, due to its inflation ‘triple lock’ ensuring that it should keep pace with inflation.

Understanding Your Retirement Options

To help you make a more informed choice when it comes to your retirement – or at least to get an idea of the options you have available to you...