Retirement made simple with proper financial planning.

We specialise in simplifying the process of retirement, so you can transition smoothly with a clear plan for your future.

Ken & Sharon, enjoying a holiday skiing in the alps


When can we help?

Whether you're planning ahead for the future or already enjoying retirement, we can make sure your financial plan stays on the right track.

Planning For Retirement

Retirement could be closer than you think! We can help you organise your finances and tidy up your pensions so you're in the best position for retirement.

At Retirement

We'll help you implement your retirement plan so you can finally start enjoying those hard-earned savings in the most efficient way possible.

In Retirement

We'll manage your finances with you throughout you retirement, with ongoing reviews with your adviser and regular updates from our team.

Retirement Planning

What works for you in retirement?

Everyone's retirement journey is different, which means no financial plan is exactly the same.

Pension Consolidation

Combine your existing pensions into one pot for better value, lower charges and easier management.

Flexible Income

Choosing Income Drawdown in retirement means your fund remains invested and has potential to grow, and you can access your income flexibly.

Guaranteed Income For Life

An Annuity can provide you with a guaranteed income for the rest of your life, in exchange for a lump sum from your pension pot.

Pension Switch

Compare your existing pension with what we recommend to see if you could achieve higher growth and lower fees in the long run.

Lump Sums

25% of your pension is usually tax-free, which can be taken as a lump sum if you want. You could also spread this over time and take an income from your pension.

A Combination of Options

No two retirement plans are the same, and what works for you might be completely different to someone else. We'll look at your situation and work out your best options.


How can a Financial Planner add value to your Retirement?

We research all of the options available to you and provide you with a tailored financial plan. We also work alongside you to manage this plan for the rest of your life, as well as working alongside your children when you pass away. We believe in helping our clients wherever we can so that they get the most out of their retirement.

Retirement Planning

Frequently Asked Questions

How much money do I need to retire comfortably?
How can I make sure my savings will last throughout my retirement?
What should I do if my financial situation changes?
Get your financial plan on the right track.

If you want a better view of what your future could be, we'll have a chat over a cup of coffee in our Durham office and work out if we can add any value to your financial picture.

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Matthew Sinclair (left) and Chris Breward (right), Chartered Financial Planners at Wealth of Advice