Financial Blog & Resources

Nearly a quarter of savers unaware of option to combine pension pots

The research found that 91% of people have held more than one job in their careers, but 80% have never combined their pension pots.

July 24, 2023

Annuity rates increase by 20% year on year

Annuity rates increased by 20 per cent in the 12 months to June 2023, adding over £25,000 to lifetime income, Standard Life has found.

July 14, 2023

Pension Consolidation: 4 Common Questions Answered

Consolidating your pensions can offer benefits such as reduced administration, potential cost savings, and improved investment performance alignment.

March 15, 2023

Plans to scrap lifetime allowance among raft of pension changes in Budget

Chancellor Jeremy Hunt has confirmed plans to abolish the lifetime allowance, whilst the annual allowance will be increased from £40,000 to £60,000.

March 7, 2023

Client Stories

Real Retirement: What our clients are up to

This week a couple of our clients have shared photos of themselves enjoying retirement.

February 10, 2023

How Does Inflation Work?

Inflation is an economic phenomenon that affects the purchasing power of money.

Are you emotionally ready to retire?

Retirement is both financial and psychological and it is important to consider both aspects as you approach retirement.

What is the MPAA?

There’s a lot of technical jargon in financial services and this can be confusing for people who want to understand their retirement options.

How does the State Pension work?

The State pension is a political hot potato, due to its inflation ‘triple lock’ ensuring that it should keep pace with inflation.

Understanding Your Retirement Options

To help you make a more informed choice when it comes to your retirement – or at least to get an idea of the options you have available to you...

What Can I Invest In?

One of the first steps in investing is to understand the different asset classes that are available to you.

What is ESG Investing?

ESG investing considers environmental, social, and governance factors when making investment decisions.

February 10, 2023

How Does Inflation Work?

Inflation is an economic phenomenon that affects the purchasing power of money.

February 10, 2023

The Importance of Setting Up a Will

A will is a legal document that specifies how you would like your assets to be distributed after you pass away.

February 10, 2023

What is Estate Planning?

Estate planning is an important aspect of financial planning - there are a variety of tools and strategies available to help manage your assets.

February 10, 2023

Setting Up A Trust

A trust is a legal arrangement where a trustee holds and manages assets on behalf of one or more beneficiaries.

February 10, 2023

What is Inheritance Tax?

Inheritance tax is a tax levied on the transfer of property or wealth from one person to another upon death.

February 10, 2023

Protection Planning

What is Protection Planning?

Protection planning is an important aspect of financial planning that helps to ensure that you and your loved ones are protected.

February 10, 2023

Protection Planning

Life Insurance or Critical Illness Cover?

Life Insurance and Critical Illness Cover are two popular forms of protection planning that help to provide financial security.

February 10, 2023

Protection Planning

Do I need Income Protection?

Income protection is a type of insurance that provides financial support if you are unable to work due to an illness or injury.

June 21, 2023

Business Owners

Securing your retirement as a business owner

A pension can allow you to extract wealth from a business tax-efficiently, which can build up over time to help with your long-term financial plan.

June 20, 2023

Business Owners

How to take income from your company

Deciding how to take income from your company can be hard. I've covered the pros and cons of salaries, dividends and employer pension contributions.

May 17, 2024

Majority of savers dip into their pension before they retire

More than three quarters (78 per cent) of retirees have already dipped into their pension pots by the time they retire.

May 16, 2024

Advice on cash surges nearly 50% in three years

Two thirds (66%) of UK independent financial advisers and wealth managers are now advising on cash, a new study has revealed.

May 15, 2024

Home buyers ‘gamble’ with retirement as more mortgages run past state pension age

In the past three years, over a million people have taken out a new mortgage that will run past state pension age.

May 14, 2024

Value of pension pots rises by 16% but gender gap remains

The average retirement savings for men totalled £16,390 compared to £13,844 for women.

May 13, 2024

DWP rejects calls to extend state pension underpayment review

The Department for Work and Pensions (DWP) has rejected MPs calls to extend its state pension underpayment review to include divorcees.