Auto-Enrolment
It doesn't matter what industry you're in, as soon as you employ your first member of staff, you need to think about auto-enrolment.
What you need to do in this situation will depend on whether your staff members need to be put into a pension scheme or not.
Pension Advice
There are a few different ways to approach your pension as a small business owner.
Whether you're considering selling to fund your retirement, or if you'd like to start a SIPP, making a thorough financial plan with a financial adviser can get you moving in the right direction.
Retirement Clinics
As well as personal pension advice for business owners, we also provide retirement clinics for your employees.
Reward your employees with something useful, by having an independent financial adviser come to your office and explain their retirement options.
Extracting Wealth / Exit Strategy
Our financial planners also provide advice in relation to extracting wealth from a company, such as pension contributions for the directors.
We can also provide a strategy for the reinvestment of sale proceeds from a company sale, should you decide to sell your small business.
Key Person Protection
Also known as Key Man Insurance, this policy provides financial protection should a key person within the business die or become unable to act in any capacity.
This is an important policy to consider for any small or medium-sized business, and we can help you find the right cover to suit your circumstances.
Death In Service Cover
Similar to Life Insurance but paid for by an employer for their employees, Death in Service cover can be a great perk of the job and a good way to retain employees.
Set yourself apart from your competitors when looking for new hires by providing Death in Service cover - we can help you put this in place.