Wealth of Advice

Majority of savers dip into their pension before they retire

More than three quarters (78 per cent) of retirees have already dipped into their pension pots by the time they retire.

May 16, 2024

Advice on cash surges nearly 50% in three years

Two thirds (66%) of UK independent financial advisers and wealth managers are now advising on cash, a new study has revealed.

May 15, 2024

Home buyers ‘gamble’ with retirement as more mortgages run past state pension age

In the past three years, over a million people have taken out a new mortgage that will run past state pension age.

May 14, 2024

Value of pension pots rises by 16% but gender gap remains

The average retirement savings for men totalled £16,390 compared to £13,844 for women.

May 13, 2024

DWP rejects calls to extend state pension underpayment review

The Department for Work and Pensions (DWP) has rejected MPs calls to extend its state pension underpayment review to include divorcees.

January 16, 2023

Investments

What Can I Invest In?

One of the first steps in investing is to understand the different asset classes that are available to you.

January 16, 2023

Investments

What is ESG Investing?

ESG investing considers environmental, social, and governance factors when making investment decisions.

January 16, 2023

Investments

How Does Inflation Work?

Inflation is an economic phenomenon that affects the purchasing power of money.

January 16, 2023

The Importance of Setting Up a Will

A will is a legal document that specifies how you would like your assets to be distributed after you pass away.

January 16, 2023

What is Estate Planning?

Estate planning is an important aspect of financial planning - there are a variety of tools and strategies available to help manage your assets.

January 16, 2023

Setting Up A Trust

A trust is a legal arrangement where a trustee holds and manages assets on behalf of one or more beneficiaries.

January 16, 2023

What is Inheritance Tax?

Inheritance tax is a tax levied on the transfer of property or wealth from one person to another upon death.

January 16, 2023

Protection Planning

What is Protection Planning?

Protection planning is an important aspect of financial planning that helps to ensure that you and your loved ones are protected.

January 16, 2023

Protection Planning

Life Insurance or Critical Illness Cover?

Life Insurance and Critical Illness Cover are two popular forms of protection planning that help to provide financial security.

January 16, 2023

Protection Planning

Do I need Income Protection?

Income protection is a type of insurance that provides financial support if you are unable to work due to an illness or injury.

January 16, 2023

Current AE contributions would not achieve comfortable retirement income

The average 22-year-old woman will have a private pension pot at age 68 worth over £218,000 in today’s money, compared to £318,000 for the average man

January 16, 2023

Pension contributions remain steady despite cost-of-living pressures

Nearly half (44 per cent) of savers have stopped or reduced saving or investing to make ends meet.

January 16, 2023

Almost a quarter of people have used savings or investments to cover daily costs

Over three quarters of people surveyed said they’ve been spending less or working more, while 11% of people have no disposable income each month.

January 16, 2023

Government urged to set up lifetime savings commission

The government should establish a new lifetime savings commission to help with the complex pension issues facing millions across the UK.

January 16, 2023

Upping contributions by inflation could increase savings pot by £124,000 over 40 years

Upping investment or pension contributions in line with inflation can increase the size of saving pots by up to £124,000 over 40 years.