Financial Blog & Resources

How to Track Down and Reclaim Your Lost Pensions

In the UK, there are billions of pounds sitting in unclaimed pensions, waiting for their rightful owners to come forward.

April 11, 2024

The Pros and Cons of Pension Consolidation: Is It Right for You?

The advantages and disadvantages of pension consolidation, along with essential factors to consider before making a decision.

March 22, 2024

More than £50bn of pension savings ‘at risk of being left behind’

The research suggested that at least 4.8 million pension pots were considered to be ‘lost’ among the UK population in 2023.

February 5, 2024

Mid-lifers facing uphill challenge to save for comfortable retirement

A savings pot of around £530k in today’s money terms is needed for a comfortable retirement, and that’s on top of state pension income.

September 25, 2023

Annuities Explained: Guaranteed Income For Life

An annuity offers a guaranteed income for the rest of your life in retirement, regardless of how long you live or how the stock market performs.

July 28, 2023

Pensions Regulator calls for schemes to offer members midlife MoTs

“That planning should start sooner rather than later. Taking the midlife MoT should be seen as an essential part of the pensions journey.”

April 15, 2024

How to Track Down and Reclaim Your Lost Pensions

In the UK, there are billions of pounds sitting in unclaimed pensions, waiting for their rightful owners to come forward.

April 11, 2024

The Pros and Cons of Pension Consolidation: Is It Right for You?

The advantages and disadvantages of pension consolidation, along with essential factors to consider before making a decision.

September 25, 2023

Annuities Explained: Guaranteed Income For Life

An annuity offers a guaranteed income for the rest of your life in retirement, regardless of how long you live or how the stock market performs.

July 14, 2023

Pension Consolidation: 4 Common Questions Answered

Consolidating your pensions can offer benefits such as reduced administration, potential cost savings, and improved investment performance alignment.

What to Expect in Retirement.

After a lifetime of working and saving, it's important to have a clear plan in place for how to make the most of your golden years.

Investments

What Can I Invest In?

One of the first steps in investing is to understand the different asset classes that are available to you.

Investments

What is ESG Investing?

ESG investing considers environmental, social, and governance factors when making investment decisions.

February 10, 2023

Investments

How Does Inflation Work?

Inflation is an economic phenomenon that affects the purchasing power of money.

February 10, 2023

The Importance of Setting Up a Will

A will is a legal document that specifies how you would like your assets to be distributed after you pass away.

February 10, 2023

What is Estate Planning?

Estate planning is an important aspect of financial planning - there are a variety of tools and strategies available to help manage your assets.

February 10, 2023

Setting Up A Trust

A trust is a legal arrangement where a trustee holds and manages assets on behalf of one or more beneficiaries.

February 10, 2023

What is Inheritance Tax?

Inheritance tax is a tax levied on the transfer of property or wealth from one person to another upon death.

February 10, 2023

Protection Planning

What is Protection Planning?

Protection planning is an important aspect of financial planning that helps to ensure that you and your loved ones are protected.

February 10, 2023

Protection Planning

Life Insurance or Critical Illness Cover?

Life Insurance and Critical Illness Cover are two popular forms of protection planning that help to provide financial security.

February 10, 2023

Protection Planning

Do I need Income Protection?

Income protection is a type of insurance that provides financial support if you are unable to work due to an illness or injury.

June 21, 2023

Business Owners

Securing your retirement as a business owner

A pension can allow you to extract wealth from a business tax-efficiently, which can build up over time to help with your long-term financial plan.

June 20, 2023

Business Owners

How to take income from your company

Deciding how to take income from your company can be hard. I've covered the pros and cons of salaries, dividends and employer pension contributions.

April 12, 2024

Upping contributions by inflation could increase savings pot by £124,000 over 40 years

Upping investment or pension contributions in line with inflation can increase the size of saving pots by up to £124,000 over 40 years.

April 11, 2024

Government urged to ban pension switching incentives

Cash incentive offers make savers more likely to ignore the fine print and switch their pension to a worse option.

April 10, 2024

Almost half of Brits worry about pensions due to political instability

Follow-up research into proposed changes from the Budget also found that 61 per cent of people had not heard of the pot for life reform.

April 9, 2024

Half of under-50s have doubts over future of state pension

Half of under 50-year-olds believe there probably won’t be a state pension by the time they retire.

April 8, 2024

Savers concerned about ‘reality’ of lifetime provider proposals

51% said they are worried that a member choice model could widen the pension gap between those who are financially confident and those who aren't.