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April 15, 2024
Retirement Planning
How to Track Down and Reclaim Your Lost Pensions
In the UK, there are billions of pounds sitting in unclaimed pensions, waiting for their rightful owners to come forward.
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April 11, 2024
Retirement Planning
The Pros and Cons of Pension Consolidation: Is It Right for You?
The advantages and disadvantages of pension consolidation, along with essential factors to consider before making a decision.
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March 22, 2024
Industry Insights
More than £50bn of pension savings ‘at risk of being left behind’
The research suggested that at least 4.8 million pension pots were considered to be ‘lost’ among the UK population in 2023.
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February 5, 2024
Industry Insights
Mid-lifers facing uphill challenge to save for comfortable retirement
A savings pot of around £530k in today’s money terms is needed for a comfortable retirement, and that’s on top of state pension income.
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September 25, 2023
Retirement Planning
Annuities Explained: Guaranteed Income For Life
An annuity offers a guaranteed income for the rest of your life in retirement, regardless of how long you live or how the stock market performs.
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July 28, 2023
Industry Insights
Pensions Regulator calls for schemes to offer members midlife MoTs
“That planning should start sooner rather than later. Taking the midlife MoT should be seen as an essential part of the pensions journey.”
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April 15, 2024
Retirement Planning
How to Track Down and Reclaim Your Lost Pensions
In the UK, there are billions of pounds sitting in unclaimed pensions, waiting for their rightful owners to come forward.
FInd out more
April 11, 2024
Retirement Planning
The Pros and Cons of Pension Consolidation: Is It Right for You?
The advantages and disadvantages of pension consolidation, along with essential factors to consider before making a decision.
FInd out more
September 25, 2023
Retirement Planning
Annuities Explained: Guaranteed Income For Life
An annuity offers a guaranteed income for the rest of your life in retirement, regardless of how long you live or how the stock market performs.
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July 14, 2023
Retirement Planning
Pension Consolidation: 4 Common Questions Answered
Consolidating your pensions can offer benefits such as reduced administration, potential cost savings, and improved investment performance alignment.
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Retirement Planning
What to Expect in Retirement.
After a lifetime of working and saving, it's important to have a clear plan in place for how to make the most of your golden years.
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Investments
What Can I Invest In?
One of the first steps in investing is to understand the different asset classes that are available to you.
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Investments
What is ESG Investing?
ESG investing considers environmental, social, and governance factors when making investment decisions.
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February 10, 2023
Investments
How Does Inflation Work?
Inflation is an economic phenomenon that affects the purchasing power of money.
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February 10, 2023
Estate Planning
The Importance of Setting Up a Will
A will is a legal document that specifies how you would like your assets to be distributed after you pass away.
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February 10, 2023
Estate Planning
What is Estate Planning?
Estate planning is an important aspect of financial planning - there are a variety of tools and strategies available to help manage your assets.
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February 10, 2023
Estate Planning
Setting Up A Trust
A trust is a legal arrangement where a trustee holds and manages assets on behalf of one or more beneficiaries.
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February 10, 2023
Estate Planning
What is Inheritance Tax?
Inheritance tax is a tax levied on the transfer of property or wealth from one person to another upon death.
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February 10, 2023
Protection Planning
What is Protection Planning?
Protection planning is an important aspect of financial planning that helps to ensure that you and your loved ones are protected.
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February 10, 2023
Protection Planning
Life Insurance or Critical Illness Cover?
Life Insurance and Critical Illness Cover are two popular forms of protection planning that help to provide financial security.
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February 10, 2023
Protection Planning
Do I need Income Protection?
Income protection is a type of insurance that provides financial support if you are unable to work due to an illness or injury.
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June 21, 2023
Business Owners
Securing your retirement as a business owner
A pension can allow you to extract wealth from a business tax-efficiently, which can build up over time to help with your long-term financial plan.
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June 20, 2023
Business Owners
How to take income from your company
Deciding how to take income from your company can be hard. I've covered the pros and cons of salaries, dividends and employer pension contributions.
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April 19, 2024
Industry Insights
Retirees falling short of pension income expectations
Retirees have £119,000 less than they hoped for in their pension savings, potentially impacting their retirement lifestyle.
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April 18, 2024
Industry Insights
Current AE contributions would not achieve comfortable retirement income
The average 22-year-old woman will have a private pension pot at age 68 worth over £218,000 in today’s money, compared to £318,000 for the average man
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April 17, 2024
Industry Insights
Pension contributions remain steady despite cost-of-living pressures
Nearly half (44 per cent) of savers have stopped or reduced saving or investing to make ends meet.
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April 16, 2024
Industry Insights
Almost a quarter of people have used savings or investments to cover daily costs
Over three quarters of people surveyed said they’ve been spending less or working more, while 11% of people have no disposable income each month.
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April 15, 2024
Industry Insights
Government urged to set up lifetime savings commission
The government should establish a new lifetime savings commission to help with the complex pension issues facing millions across the UK.
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